Smarter than Copilot. Calmer than Monarch.

Your money,
cleaned up.

Search in plain English. Split without spreadsheets. Understand subscriptions before they bleed you dry.

Search
256-bit encryption
Read-only access
SOC 2 compliant
No credential storage

Three things your bank app can't do

Coconut does the hard work so you can just understand.

Auto Cleanup

Raw garbage → clean names

No more AMZN MKTP US*1A2. Coconut normalizes every merchant automatically.

A
AMZN MKTP US*1X4Y7Z9A2
Shopping
U
UBER* TRIP HELP.UBER.COM CA
Transport
N
NETFLIX.COM 866-716-0414 CA
Entertainment
S
SQ *SWEETGREEN SAN FRANCISCO
Dining
Natural Language

Ask anything, get answers

Type how you think. Coconut understands context, not just keywords.

Find that Uber from last month
Dinner with Alex in January
Subscriptions over $20
How much did I spend on coffee?
Shared Spaces

Settle trips, dinners, anything

Tag transactions to shared spaces. One tap to see who owes what.

🏔️
Weekend Trip
4 people · $1,087.50
J
A
S
M
A
Alex
owes $86.00
S
Sam
you owe $53.33
M
Maya
owes $20.00
Subscription Intelligence

Stop paying for things you forgot about

Coconut detects price increases, duplicate subscriptions, and free trials that silently became paid — before your bank statement does.

Netflix price increased 20% last month
Duplicate Adobe subscription detected
Notion dropped 50% — you saved $10
Active subscriptions$113.96/mo
N
Netflix↑ 20%
$15.99
S
Spotify
$9.99
A
Adobe CCDuplicate?
$54.99
A
Apple iCloud
$2.99

Not another dashboard

Coconut is built around understanding, not data overload.

Monarch
  • Net worth tracking
  • Budget categories
  • Investment sync
  • Heavy charts
  • Steep learning curve
You are here
Coconut
  • Natural language search
  • Auto merchant cleanup
  • Shared expense spaces
  • Subscription alerts
  • One-tap settle up
Copilot
  • iOS-only
  • Beautiful design
  • AI categorization
  • Net worth view
  • No web app

Ready to clean up?

Connect your bank in 2 minutes. Read-only. No credentials stored. Cancel anytime.